Why AI in banking
Banking creates enormous value with AI — under some of the tightest regulatory constraints in the economy.
Banking creates enormous value with artificial intelligence, yet operates under regulatory constraints that are among the most demanding in any industry. Credit decisions, fraud prevention, AML/CFT compliance, customer relationships, operational automation: AI is now present across the entire banking value chain. Yet a model that cannot explain itself will not survive internal audit or regulatory scrutiny — and in banking, trust, once lost, is very hard to recover.
This AI keynote for banking and finance addresses all players in the sector: retail banks, investment and corporate banks, wealth and asset managers. Romain Rissoan, who speaks at leading financial institutions (references include Rothschild, CIC…), offers a grounded reading of high-value use cases and their safeguards, free from both technological hype and unwarranted doom. Every case is anchored in the reality of a real institution, with realistic expected gains and the conditions required for success.
The talk is designed for executive committees as much as for risk, compliance, IT and business teams. The challenge is not only to understand what AI makes possible, but to know how to prioritise and arbitrate: which use cases to deploy first, at what level of risk, and under what governance model. The keynote provides that decision-making framework by systematically linking business value to risk control and regulatory compliance.