AI speaker · Banking & Finance

AI speaker for banking & finance for your professional events.

An artificial intelligence keynote for banking and financial professionals: retail banking, investment banking, wealth management. Romain Rissoan illuminates the highest-value use cases — scoring, anti-fraud, compliance, the augmented adviser — and the risk-management considerations that come with them.

Why AI in banking

Banking creates enormous value with AI — under some of the tightest regulatory constraints in the economy.

Banking creates enormous value with artificial intelligence, yet operates under regulatory constraints that are among the most demanding in any industry. Credit decisions, fraud prevention, AML/CFT compliance, customer relationships, operational automation: AI is now present across the entire banking value chain. Yet a model that cannot explain itself will not survive internal audit or regulatory scrutiny — and in banking, trust, once lost, is very hard to recover.

This AI keynote for banking and finance addresses all players in the sector: retail banks, investment and corporate banks, wealth and asset managers. Romain Rissoan, who speaks at leading financial institutions (references include Rothschild, CIC…), offers a grounded reading of high-value use cases and their safeguards, free from both technological hype and unwarranted doom. Every case is anchored in the reality of a real institution, with realistic expected gains and the conditions required for success.

The talk is designed for executive committees as much as for risk, compliance, IT and business teams. The challenge is not only to understand what AI makes possible, but to know how to prioritise and arbitrate: which use cases to deploy first, at what level of risk, and under what governance model. The keynote provides that decision-making framework by systematically linking business value to risk control and regulatory compliance.

What the talk delivers

  • 01The highest-ROI AI use cases in banking.
  • 02Compliance (AI Act, GDPR) explained clearly.
  • 03Real examples from financial institutions.
  • 04A framework for prioritising and deciding.
AI use cases · banking & finance

What AI is genuinely changing in banking.

Battle-tested use cases, from credit to customer relationship.

01

Credit scoring & lending decisions

AI improves the reliability of lending decisions by drawing on a broader range of data than traditional models, while remaining explainable and compliant with transparency requirements. Properly governed, it sharpens decision quality, shortens response times and enables better service for profiles that were previously difficult to assess — without ever turning credit into a black box.

02

Real-time fraud detection

By analysing millions of transactions on the fly, AI identifies fraud patterns that static rules miss and continuously adapts to new fraudster techniques. It enables faster blocking of fraudulent transactions while reducing false positives — unjustified alerts that degrade the customer experience and saturate surveillance teams.

03

AML/CFT & compliance

In the fight against money laundering and terrorist financing, AI improves transaction monitoring, prioritises genuinely relevant alerts and drastically reduces the false positives that tie up entire teams. It also helps document and audit-trail decisions — essential when facing the regulator — and sustains compliance at the transaction volumes a bank actually handles.

04

The augmented adviser

An AI co-pilot prepares client meetings, summarises a customer's situation, suggests responses and instantly retrieves the relevant product or regulatory information. The adviser gains in responsiveness and relevance, spends less time searching and updating records, and more time on personalised guidance — which remains the heart of the banking relationship.

05

Operations automation

Generative AI processes high volumes of documents and back-office tasks at scale: document reading, checks, reconciliations, reporting, standardised responses. Processing times fall, error rates drop and teams are freed from repetitive work so they can focus on complex cases and quality control.

FAQ

Frequently asked questions

How does AI satisfy regulatory requirements?
This is a central theme of the talk. In banking, an AI model must be explainable, documented and governed: a credit decision must be justifiable, an anti-fraud system must be traceable, and discriminatory bias must be demonstrably absent. The keynote explains clearly the expectations around explainability, model documentation and governance, as well as the framework set by the AI Act, GDPR and supervisory guidance from bodies such as the ACPR and the ECB — without turning the room into a legal seminar. The aim is for every attendee to understand the rules and their practical implications.
Is the format suitable for an executive committee?
Yes. A concise 'leadership briefing' format is perfectly suited to a COMEX or board session: it covers the strategic overview, high-ROI use cases, a risk map and investment priorities within a controlled timeframe. The aim is to give leaders a decision-making framework — where to invest first, what safeguards to require, how to steer the institution's AI transformation — rather than a technical catalogue. The talk can equally be broadened to encompass all teams at a company-wide conference.
Can the content focus on a specific topic such as fraud or scoring?
Yes, the content is tailored to your audience and priorities. The keynote can be centred on a specific challenge — fraud detection, credit scoring and lending, AML/CFT compliance, augmented customer relationships — with examples matched to your business (retail banking, investment banking, wealth management). This focus is taken even further in workshop format, where teams work on their own real cases and leave with directly applicable use cases. Conference and workshop are frequently combined: the vision first, then hands-on application.
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