Why AI in insurance
Insurance, a data-driven industry by nature, is a natural home for AI.
Insurance is, by its very nature, a data business: pricing, risk selection and pooling, claims management, fraud detection, long-term policyholder relationships. The sector has always relied on statistics and actuarial science; generative and predictive AI now multiplies that capability dramatically, unlocking major gains in productivity, service quality and risk control. Yet insurance is also one of the most heavily regulated industries, where compliance and trust are non-negotiable.
This AI keynote dedicated to insurance draws on real-world cases to show how artificial intelligence is already reshaping underwriting, claims handling, fraud prevention and member engagement. Romain Rissoan, who advises bancassurance players (clients include Allianz, Immo Assurances…), draws a clear line between uses that are already mature and those still emerging, and offers a lucid reading of the regulatory landscape — AI Act, GDPR, explainability obligations — without burying the audience in legal detail.
The talk is accessible to executives and business-line directors as well as technical, actuarial and IT teams. Whether the audience is a large insurer, a mutual, a provident fund or a brokerage, every attendee leaves with a clear view of where to focus, what realistic gains to expect, and what safeguards to put in place for a responsible AI rollout.